A Home Equity Line of Credit (HELOC) allows you to take out a loan against the equity in your home to use as you see fit. You can use the proceeds from a HELOC to make repairs, update your home or even pay off other debts with higher interest rates. Castle & Cooke Mortgage offers both a standalone HELOC and an option that can be used simultaneously with a first mortgage*.


You may be able to purchase a home with as little as 5% down without paying mortgage insurance. Qualified homebuyers may purchase a home with conventional financing for up to 80% loan-to-value (LTV) on a first mortgage offered through Castle & Cooke Mortgage, and secondary financing of up to 15% with a Home Equity Line of Credit (HELOC)*.

Contact a loan officer today for more information or to see if you qualify.

*Some loan programs may be closed with the assistance of, or through, a third party.