Whether you’re buying a home that needs a little extra TLC or you want to transform your current property, we have renovation loan options to provide the financing you need in order to make your renovation a reality.
Get the home of your dreams without the move. Transform your property with a renovation.

Features (additional requirements may apply):

  • Purchase or refinance combined with renovation loan to eliminate need for second mortgage
  • 3.5% down payment
  • Additional financing up to $35,000
  • Down payment can be gifted by family members or your employer
  • Additional financing up to $35,000

Qualification Considerations:

  • Must meet certain energy-efficiency and structural standards
  • Short sale and foreclosure records must be at least three years from application date
  • Bankruptcy records must be at least two years from discharge date to application date
  • Property must be owner-occupied as primary residence

Have questions about financing your home renovation project with an FHA 203(k) loan? Contact a licensed loan officer near you.
Ready to begin your application?

Apply Now
Combine your home improvement project with a new home purchase or a refinance of your current home.

Features (additional requirements may apply):

  • Choose your contractor
  • Fixed rate and ARM loans available
  • Available for primary, secondary or investment property
  • Any type of renovation or repair is eligible as long as it is permanently affixed to the property and adds value

Talk to a licensed loan officer near you about financing home renovations with a HomeStyle® Renovation loan or apply online today!

Apply Now
Some products and services may not be available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Not all who apply will qualify.