FHA StreamlineThis Federal Housing Association (FHA) loan allows homeowners with a current FHA loan to refinance based on the original purchase price of the home instead of an appraised value. This means that homeowners who are underwater can avoid added costs while still taking advantage of today’s low interest rates.


FHA Streamline Features

  • Opportunity to lower your monthly payment and mortgage insurance premium
  • No appraisal necessary in most cases
  • Limited paperwork and closing costs
  • Minimal credit requirements
  • No income verification required in most cases*

What You Can Expect from Castle & Cooke Mortgage:

  • Competitive rates
  • Low administration fees, including processing and underwriting fees
  • Exceptional customer service
  • Constant communication throughout the loan process
  • Quick closing