Position title
Mortgage Closer
Description

Under the direction of the VP ‐ Operations, the Closer is responsible for performing tasks associated with the Closing Department. A Closer is responsible in reviewing a loan file for accuracy, completeness, to ensure closing documentation is meeting all conditions, regulatory, compliance, and investor guidelines. Closer is also responsible for ensuring the timely delivery of initial and final documentation meeting service level agreements.

Responsibilities

An overview of responsibilities includes but is not limited to the following:

  • Maintain thorough understanding of loan documents and loan program requirements.
  • Ensure loans are closed according to program and internal guidelines in compliance with company and investor standards.
  •  Enter information in LOS to include updating status, appropriate dates, and other information as necessary.
  •  Understanding of TRID regulations and documentation to stay compliant.
  •  Ensure consistency, accuracy and completeness of loan information and documentation.
  •  Utilize checklists/job aids to ensure files closed accurately with all required information and documentation.
  •  Review and monitor closing pipeline(s) stay current on service level agreements and TRID timelines.
  • Responsible to update the department manager or team lead of any pending issues delaying the release of TRID closing disclosures or closing documents.
  • Work and communicate professionally with internal/external departments and third party services.
  • Stay abreast of any changes and/or new products and make appropriate adjustments to any processes and procedures in each job function.
  • Must be able to meet established minimum daily expectations for this position. Minimum is an average of four (4) files per day, more as necessary.
  • Updating Loan Originating System with all communications (dates, phone calls, emails, etc.) on the status or file information.
  • Respond and maintain email communication in a timely manner within personal and if applicable department email boxes.
  • Reports to Operations Manager any internal or external issues that could adversely impact the fulfillment of required duties.
  • Performs other duties and projects as assigned by Operations Manager.
Qualifications
  • Proficiency in various computer software programs including: Microsoft Office (Excel, Word, Outlook), database management and other business applications.
  •  Maintain confidentiality of employee and company information.
  •  Strong customer service, communication, organization and analytical problem resolution skills, as well as detail oriented.
  • Conducts work and personal interactions in a professional manner.
  • In depth knowledge of FNMA, FHLMC, GNMA, FHA, VA, USDA and private investor products.
  • Proven ability to identify root causes of problems, and identify and implement proactive solutions.
  • Demonstrated ability to perform effectively under tight timelines.
  • Ability to work overtime when needed.
Experience
  • Minimum of 1‐3 years mortgage experience.
Education
  • High school or equivalent required.
  • One year of education beyond high school preferred.
Employment Type
Full Time
Job Location
13751 S Wadsworth Park Drive, 84020, Draper, Utah
Date posted
October 9, 2020
Valid through
November 9, 2020
PDF Export

Position: Mortgage Closer

Thank you for submitting your application. We will contact you shortly!