Position title
Mortgage Underwriter

Castle & Cooke Mortgage relies on its underwriters to verify that submitted mortgage loan applications meet the investment quality and risk thresholds defined by Castle & Cooke Mortgage as well as the best practices of the morgage lening industry.



Underwriters are required to perform a thorough review of the mortgage loan application submitted together with all back up documentation to ensure that the proposed mortgage loan meets Castle & Cooke Mortgage’s standard requirements for credit, collateral and capacity. In addition, each underwriter will review the mortgage loan application and related documents thoroughly to verify all applicable agency guidelines, program guidelines and Castle & Cooke Mortgage overlays are met.


Responsibilities include but are not limited to the following:

  • Underwriters have discretion to request and/or require additional documentation in order to make a sound overall underwriting decision.
  • Underwriters also have the discretion to decline a mortgage loan application if, in such underwriter’s reasonable view, the mortgage loan presents undue risk to the company or its counterparties or the mortgage loan does not otherwise meet the lending requirements established by the mortgage industry.
  • Underwriters review each file for potential Red Flags indicating that there may be a potential for identity theft, and also for any facts or circumstances that would suggest that there may be mortgage fraud on a loan file.
  • Underwriters are trained regularly on identifying Red Flags and detecting and preventing fraud. In addition, underwriters receive regular job specific and compliance-based training.
  • Underwriters are required to make timely and accurate decisions and ultimately confirm for Castle & Cooke Mortgage that our approved borrowers maintain the integrity of our high standards for borrower performance.
  • Underwriters also provide mentoring and assistance to other underwriters and team members. In the case of any potential discrepancies or requests an exception from standard policy, practices or procedures, underwriters convene to review the matter together.
  • 3-5 years underwriting mortgage loans experience
  • 10 years or more of mortgage lending

Minimum Education:

  • High school or equivalent required.
  • One year of education beyond high school preferred.

Minimum Competencies:

  • Demonstrated communication and organizational skills.
  • Proficiency in various computer software programs including: Microsoft Office (Excel, Word, Outlook), database management and other business applications.
  • Ability to work independently with little or no supervision.
  • Maintain confidentiality of employee and company information.
  • Demonstrate appropriate follow-through on requests by managers/supervisors.
  • Detail orientation.
  • Excellent Customer Service focus.
  • Conducts work and personal interactions in a professional manner.
Employment Type
Job Location
13751 S Wadsworth Park Drive, Draper, 84020
Working Hours
M-F, 9am-5pm
Date posted
December 1, 2020
Valid through
December 31, 2020
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Position: Mortgage Underwriter

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