Common Documents Needed Before
Closing Your Mortgage Loan
Ready to take the first step towards homeownership? Make sure you have these common documents on hand for your mortgage transaction!
- W2s for last two years
- Tax Returns for last two years, including all schedules (if applicable)
- 1099s and copy of business license (if self-employed)
- Most recent pay stubs (minimum of 30 days)
- 2 months most recent bank statements (all accounts and all pages)
- Explanation of any inquiries on credit report (signed and dated)
- Copy of earnest money check and purchase contract (for purchase transactions)
- Mortgage statement (for refinance transactions)
- Most recent homeowners insurance policy and tax statement for all properties owned (if applicable)
- Trust documentation (if applicable)
- Bankruptcy papers (if applicable)
- Divorce decree/separation agreement and child support order (if applicable)
- Identification documentation, such as driver's license, permanent resident alien card, etc.
- Most recent 401(k) statement
- Residential history (within the past 2 years)
- Employment history (within the past 2 years)
Castle & Cooke Mortgage, LLC does not require any documentation to complete a loan application or to receive a Loan Estimate.
