Company Licensing

and Disclaimers

Licenses

Alabama

AL Consumer Credit License #22101

Arkansas

AR Combination Mortgage Banker-Broker-Servicer License #111749

Arizona

AZ Mortgage Banker License AZ BK #0908287

California

CA-DFPI Residential Mortgage Lending Act License #4130740
Licensed by the Department of Financial Protection and Innovation (DFPI), under the California Residential Mortgage Lending Act.

Bakersfield California - CCM Mortgage, a division of Castle & Cooke Mortgage, LLC, is licensed by the Department of Financial Protection and Innovation (DFPI), under the California Residential Mortgage Lending Act.

Colorado

CO Mortgage Company Registration #1251

Connecticut

CT Mortgage Lender License #ML-1251

District of Columbia

DC Mortgage Dual Authority License #MLB1251

Delaware

DE Lender License #027405

Florida

FL Mortgage Lender Servicer License #MLD611

Georgia

GA Mortgage Lender License/Registration #43759

Hawaii

HI Mortgage Loan Originator Company License #HI-1251
HI Mortgage Servicer License #MS097

Iowa

IA Mortgage Banker License #2008-0052

Idaho

ID Mortgage Broker/Lender License #MBL-4885

Illinois

IL Residential Mortgage License #MB.6761222
Illinois Residential Mortgage Licensee
For licensing information, go to: www.nmlsconsumeraccess.org.

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.

Indiana

IN-DFI Mortgage Lending License #29810

Kansas

KS Mortgage Company License #MC.0025564

Kentucky

KY Mortgage Company License #MC375662

Maryland

MD Mortgage Lender License #21901

Michigan

MI 1st Mortgage Broker/Lender/Servicer Registrant #FR0022836
MI 2nd Mortgage Broker/Lender/Servicer Registrant #SR0020727

Minnesota

MN Residential Mortgage Originator License #MN-MO-1251

Missouri

MO Mortgage Company License #21-2339

Mississippi

MS Mortgage Lender License #1251

Montana

MT Mortgage Broker License #1251
MT Mortgage Lender License #1251
MT Mortgage Servicer License #1251

North Carolina

NC Mortgage Lender License #L-138580

North Dakota

ND Money Broker License #MB103632

Nebraska

NE Mortgage Banker License #2043

New Jersey

NJ RMLA-Licensed Mortgage Servicer Registration #1251
NJ Residential Mortgage Lender License #1251
Licensed by the N.J. Department of Banking and Insurance

New Hampshire

Mortgage Banker License #23864-MB

New Mexico

NM Mortgage Loan Company License #03791

Nevada

NV Mortgage Company License #3201

Ohio

OH Residential Mortgage Lending Act Certificate of Registration #RM.502008.000

Oklahoma

OK Mortgage Lender License #ML011918

Oregon

OR Mortgage Lending License #ML-4090
OR Mortgage Servicer License #MS-137
Licensed under the Oregon Consumer Finance Act

Pennsylvania

PA Mortgage Lender License #78220
PA Mortgage Servicer License #78221

Rhode Island

RI Lender License #20193709LL
RI Loan Broker License #20193710LB
Rhode Island Licensed Lender

South Carolina

SC-BFI Mortgage Lender/Servicer License #MLS-1251

South Dakota

SD Mortgage Lender License #ML.05316

Tennessee

TN Mortgage License #113402

Texas

TX-SML Mortgage Banker Registration #1251

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

Utah

UT-DFI Residential First Mortgage Notification #UDFI-RFMN2015
UT-DRE Mortgage Entity License #5937301

Vermont

Vermont Combination License #VTCOMB-1251
Vermont Combination License-Other Trade Name #1 #VTCOMB-1251-1

Washington

WA Consumer Loan Company License #CL-1251

Wisconsin

WI Mortgage Banker License #1251BA
WI Mortgage Broker License #1251BR

Wyoming

WY Mortgage Lender/Broker License #3215

 

Disclaimers

Blog Posts

Information contained in blog posts does not constitute legal, financial, or other professional advice or services and should not be used as a substitute for professional advice. The purpose of blog posts is to provide Castle & Cooke Mortgage, LLC or its Loan Officer’s opinions and general guidance on certain matters related to mortgages. The reader accepts full responsibility for use of the information contained herein.

Borrower and Property Qualifications

Loans are subject to borrower and property qualification. Contact a Castle & Cooke Mortgage Loan Officer for an accurate, personalized quote. Interest rates, program qualifications and offerings are subject to change without notice.

Calculators

Payment calculations do not reflect all costs of homeownership and are for examples purposes only. Actual amounts and interest rate options may vary.

Co-Branding

Castle & Cooke Mortgage, LLC complies with Section 8 of RESPA and does not offer any thing of value such as marketing services or defrayed business costs in exchange for referrals or for the expectation of referrals

Credit Repair

Castle & Cooke Mortgage, LLC and its Loan Officers are not in the business of credit repair and will not advise you in those matters. You may obtain your free credit report each year at www.annualcreditreport.com.

Down Payment Assistance

Down payment assistance is offered and provided by third-party Entities and are dependent upon that Entity’s set of regulations, restrictions and qualifications to govern the distribution and any potential repayment of those funds. Castle & Cooke Mortgage, LLC is not responsible for non-qualification by an applicant, nor funds availability, from the providing down payment assistance Entity.

Homes for Heroes

Castle & Cooke Mortgage, LLC has no affiliation with Homes for Heroes.

Reverse Mortgages

Reverse Mortgages may not be right for everyone. Borrowers must be at least 62 years of age or older, and the home must be their primary residence. Homeowners must complete counseling with a government certified counselor before applying. Costs and risks vary per loan and borrower. Homeowners must continue to pay property taxes, insurance and homeowners association dues. The loan amount is based on various factors including the equity in your home, age of the youngest borrower, as well as other factors. The proceeds are available in either a lump sum or in regularly scheduled payments. Proceeds may or may not affect Social Security or Medicare Benefits. Consult a tax professional for tax consequences. The reverse mortgage loan is payable when any of the following occurs: (a) you stop living in the house as your principal place of residence, (b) you fail to maintain homeowner’s insurance, (c) you fail to pay all real estate taxes and applicable HOA fees, and (d) you fail to maintain the good condition of the home. Contact legal counsel regarding the ability for the estate/heirs to retain the home after the death of the borrower.

Seek Additional Advice

Castle & Cooke Mortgage, LLC and its Loan Officers are not qualified to and are prohibited from representing themselves as accountants, attorneys, certified financial planners, estate planners, investment specialists, or tax experts and will not advise you in those matters. Always seek the advice of a licensed professional.

Third Party Names/Logos

All organization names and logos are trademarks of respective owners who do not provide, sponsor, endorse or have connection with this website or its contents.

TRID

Castle & Cooke Mortgage, LLC does not require any documentation to complete a loan application or to provide a Loan Estimate.