Hello! My name is Karl Smith, and I’m the regional manager of Castle & Cooke Mortgage in Hawaii. I’ve been in the home finance business since 1995 and I’m excited to lead a new Oahu-based team. I love helping people accomplish big things, and owning a home is a major achievement.

My team and I provide home loans and refinance options for a wide range of property types, including high-value homes, vacation homes, starter homes, and investment homes. We offer specialized loan types for first-time homeowners, self-employed borrowers, investors, and more. We’ll start with a conversation about your financial scenario, goals, and timeline, and I’ll think outside the box to help you win!

I’ll make sure you understand every step of the process and work to earn your trust during the transaction. Whether you’re looking to purchase a new home or want an expert analysis to determine whether your current mortgage is in line with your goals, give me a call.