Tips for First-time Home Buyers

new homeowner enjoys her success with dog and daughter

Buying a home can be an intimidating process, but it doesn't have to be overwhelming. Here are a few useful tips!

Get educated

  • Learn about credit scores and strengthen yours
  • Find out all the costs of homebuying
  • Learn about the market for homes in your area

Get connected

  • Get pre-qualified for a home loan
  • Find a real estate agent who knows your area
  • Decide how much you can afford

Get approved

  • Get your documents ready ahead of time
  • Compare rates and fees for different loan types
  • Talk with a Loan Officer, read all disclosures, and ask for clarification

Get excited!

  • Make a competitive offer (and get ready to negotiate)
  • Order an inspection and secure adequate home insurance
  • Finalize the home financing details and doublecheck everything before you sign
  • Pick up the keys, schedule that moving truck, and do a happy dance!

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