Tips for First-time Home Buyers

Buying a home can be an intimidating process, but it doesn't have to be overwhelming. Here are a few useful tips!

Get educated

• Learn about credit scores and strengthen yours
• Find out all the costs of homebuying
• Learn about the market for homes in your area

Get connected

• Get pre-qualified for a home loan
• Find a real estate agent who knows your area
• Decide how much you can afford

Get approved

• Get your documents ready ahead of time
• Compare rates and fees for different loan types
• Talk with a Loan Officer, read all disclosures, and ask for clarification

Get excited!

• Make a competitive offer (and get ready to negotiate)
• Order an inspection and secure adequate home insurance
• Finalize the home financing details and doublecheck everything before you sign
• Pick up the keys, schedule that moving truck, and do a happy dance!