Hello! I'm Joe, a graduate of the Colorado School of Mines with a degree in economics and business. I have been a loan originator since 2002, was named as a Million Dollar Loan Officer in 2007, and have been recognized by 5280 Magazine as a Five Star Mortgage Professional since 2012. I have also been recognized as a top 500 loan originator nationwide by National Mortgage News and Scotsman Guide, most recently being recognized as the #124 top nationwide loan originator for 2019. National Mortgage News has ranked me in the top 1% of all originators nationwide since 2015. Prior to working with residential mortgages, I was a commercial lender, underwriter, and financial analyst. It prepared me for my mortgage career and taught me the specifics of how to get loans approved and how to find the best terms for the customer.

I now work as a Senior Loan Officer for Castle & Cooke Mortgage, a billion-dollar mortgage lender based in Salt Lake City, Utah. In addition to my Loan Officer responsibilities, I manage several offices for Castle & Cooke Mortgage, including the Denver branch, which was the #1 office for the past seven years and remains a top office for 2020. In collaboration with Your Castle Real Estate, First Alliance Title, Pine Financial, and other real estate companies in Denver, I have closed hundreds of loans for both experienced and first-time homebuyers as well as numerous property investors. I continue to contribute to the real estate and mortgage community with monthly presentations on financing options and continuing education.

Licensed In: Colorado, Georgia, Nebraska, New Mexico, Wyoming

State Licenses: CO# 100017422; GA# 58548, Georgia Residential Mortgage Licensee; NE# 7538; NM# 7538; WY# 6855;