Grow Time
December 2021
News
Swag update

We have big plans for promotional items in the new year, and we're getting close to launching your one-stop shop for all things swag. The Armory will include:
- Branded hats, socks, and shoes
- Polo shirts
- Water bottles and tumblers
- Notepads and pens
- Closing gifts
- and so much more!
We'll let you know when the store goes live. While we wait for final approval, feel free to contact your marketing account executive for custom swag orders.
On-demand marketing training

New Content
Instagram posting instructions
Instagram is more and more popular for loan originators company-wide, and we encourage you to use all the below assets on your own Instagram page! Make it quick and easy by following these instructions:
- Right click on the image you want to use
- A menu will appear. Click Save Image as ...
- A new dialog box will pop up. Choose the filename and folder you prefer
- Open instagram.com in a browser and click the
button - Choose your photo and click Next in the top right corner of the dialog box, following instructions along the way
Note: You can find approved caption copy in the Forge (or next to each post below), or can write your own. We highly recommend using the following hashtags, and others as you see fit:
- #castlecookemortgage
- #homeloans
Available posts and flyers
Conforming Loan Limit Updates

Conforming loan limits are up—way, way up! Let your agents and borrowers know.
- Get the client email here
- Get the social post here
- Caption: Conforming loan limits are up to $647,200 for 2022, and that means you could get into more house without paying jumbo rates. In some high-cost areas, that limit is even higher! Call or text me today to find out about limits in your area and talk down payment options! #castlecookemortgage #homeloans #loanlimits
- Get the agent email here
FHA Loan Limit Updates

Not to be left out in the cold the FHA followed up on the FHFA loan limits announcements with an announcement of their own—FHA limits are up 18%.
- Get the client email here
- Get the social post here
- Caption: FHA loan limits just increased to $420,680 for 2022 (up to $970,800 in some high-cost areas), and it means more options for first time homeowners in our area! You may now be eligible for loans with less money down, even for homes at higher prices. Get in touch right away to explore your options! #castlecookemortgage #homeloans #fhaloans #fhaloanlimits
- Get the agent email here
Flyer available in the Flyer gallery in the Forge.
New Marketing Video and Blog

Check out this Christmas Light Safety blog and PSA from our new video team! For a version you can post on your own social media accounts, open this link and click the download buttonin the top left corner.
Get tips on safe ways to hang Christmas lights this holiday season, indoors and out. Aint no one got time for electrocution! #castlecookemortgage #homeloans #holidaylights #christmaslights
Serving veterans on the home front
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Available here and in the Flyer gallery in the Forge.
Need cash for the holidays?

Available in the Forge here.
Jumbo Loans—ready for a big upgrade?

Caption:
If the price of your dream home is more than the conforming loan limit, consider a jumbo loan. These loans allow you to borrow up to $2.5 million, they accommodate buyers with imperfect credit histories, and give several down payment options. #castleandcookemortgage #homeloans #jumboloan
Available here and in the Flyer gallery in the Forge.
Could you qualify to refinance before rates go up?

More families than ever may be eligible for a low interest refinance, starting with credit scores of 620+. Give me a call today to explore your options (before rates go up)!
Available here and in the Flyer gallery in the Forge.
Scheduled Posts

Social Post: National Pastry Day, Dec. 9
Tantalize tastebuds with this fun coffee shop-inspired social post.
Available in the Forge here.

Social Post: Happy Holidays, Dec. 15
Wish your followers Happy Holidays with this fun, easy post.
Available in the Forge here.

Social Post: Winter Solstice, Dec. 22
It's the longest night of the year, but you can still spread light and love with this post.
Available in the Social Only subscription in the Forge.

Social Post and Email: Christmas
Christmas bells are ringing! Celebrate with your followers using this post and email.
Available in the Forge here.

Social Post: New Year's Eve
Celebrate in style with this New Year's Eve post. And stay safe out there!
Available in the Forge here.

Social Post and Email: New Year's Day
Wish your followers a fabulous new year with this social post and email.
Available in the Forge here.
Tuesday Tidbits
The Tuesday Tidbits subscription is live for all loan originators and their connected Facebook pages (unless you've specifically opted out), and it's a great way to cultivate your contacts and connect with them on a weekly basis. Here's what's your followers will see this month:

Tuesday Tidbit: Holiday Giving
Available as part of the Tuesday Tidbits subscription.

Tuesday Tidbit: Tools every homeowner needs
Get tips (or gift ideas) on tools for first-time homeowners
Available as part of the Tuesday Tidbits subscription.

Tuesday Tidbit: Grilling in Winter
Get tips and tricks for cooking outside, even after temperatures drop!
Available as part of the Tuesday Tidbits subscription.

Tuesday Tidbit: Holiday recycling
Learn what can be recycled, what can't, and how to store the rest.
Available as part of the Tuesday Tidbits subscription.
Content marketing to share
We don't always know why, but we know customers love these top blogs! Find the complete library in the Forge, complete with social posts, or feel free to share the posts on your own by copying and pasting the URL into any social network or email of your choice.
- What do Mortgage Lenders Look for When Approving a Home Loan?
- Can I Refinance Without an Appraisal?
- Mortgage Red Flags: Property Issues
- Questions to Ask Your Loan Officer
- Down Payment Assistance: What Are My Options?
- Home Renovation Loans: Pros & Cons
Training discounts for your agent partners
Quality real estate training can help your real estate partners grow, and Dynamite Productions has another round of great offerings coming up.
On Dec. 16, your referral partners can get certified as Pricing Strategy Advisors (PSAs). They'll enhance their skills in pricing properties, creating Comparative Market Analyses (CMAs), working with appraisers, and guiding clients through the anxieties and misperceptions they often have about home values.
On Dec, 17, you and your agents alike can participate in Cheryl's Ultimate Personal Branding Workshop and write your own personal anthem.
Next month, your agents will have opportunities for seller's designation training and training for employees who are new to the real estate biz.
If you haven't already, send your real estate agents to our Business Development and Sales Training page to register. The classes are heavily discounted for your agents when they sign up using the code CCMROCKS.

We want to hear from you!
Your culture committee (a collaboration of executives, marketing representatives, and HR) has created a new email specifically designed to receive feedback from the field, and you can access it at suggestions@castlecookemortgage.com.
Please send suggestions on:
- How to embody the Castle & Cooke Mortgage values as a company or team
- How to foster relationships of employees or communities
- How to save the company money
- How to help Castle & Cooke Mortgage be more efficient
Watch this space!
Your Marketing team is hard at work creating new flyers, social posts, email campaigns, and more. When we have something new for the field, we'll update this section. Bookmark this page, and check back often!
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Flyer and Social Post: Don't let your credit get you down
The social post is available in the Forge here.
The flyer is available in the flyer gallery of the Forge.

Social Post: Festivus
Caption:
Happy Festivus, from all of us at Castle & Cooke Mortgage. Let the airing of grievances and feats of strength begin! #castlecookemortgage #homeloans #festivus2021 #happyfestivus
The social post is available in the Forge here.

Presentation: First Time Homeowners
Hosting live events is a great way to grow your pipeline, and we've created a quick and easy presentation for your next event with first-time homeowners. But wait, there's more! We've also created a social post and series of emails to promote your big event.
To get a version of the powerpoint branded (or co-branded) with your information, reach out to your account executive. They can also help set up an event page and deploy the digital awareness campaign.
New commercial for social media: You Don't Have to Go it Alone
- Download the video to your computer by navigating to Dropbox and clicking the download button in the top left corner.
- Save it to a folder you can quickly access such as your desktop or downloads folder
- You want to make sure you download this video because that way it will autoplay in your readers' newsfeeds!
- Log in to your Facebook business account.
- Click Create post.
- To add the video, click on the green image button in the new dialogue box (the button will say Photo/Video when you hover your mouse over it). A new window will open.
- Click the plus sign and locate the video in your files. Click Open.
- After your video is uploaded, copy and paste the following approved text as a caption: Tried working with online lenders and virtual real estate agents, just to lose bidding wars—or worse yet, kiss your earnest money goodbye? At Castle & Cooke Mortgage, we're not therapists. But we are here to help every step of the way. We're with you, from starter home to dream home. https://www.castlecookemortgage.com/dont-go-it-alone#First_Last #castlecookemortgage #firsttimehomeowner #homeloans #refinance
- IMPORTANT! In the hyperlink above, you MUST replace First_Last with your name so the link goes to your customized page! A few examples: https://www.castlecookemortgage.com/dont-go-it-alone#Ui_Beltran or https://www.castlecookemortgage.com/dont-go-it-alone#Cortney_Wright or https://www.castlecookemortgage.com/dont-go-it-alone#Hien_Le or https://www.castlecookemortgage.com/dont-go-it-alone#Alainna_Pierce
- Test the custom link in your browser before posting, and if you need help, please reach out for assistance.
- If you have more than two names, please reach out to me because the customizer might be a bit finicky but we can help!
- Click post (and stand by for all the ROFLS)!

Social Post: Don't get tricked out of your money
Caption:
Beware of bad actors when you’re working to improve your credit score. To learn more about credit, visit our blog collection at https://www.castlecookemortgage.com/blog/tag/credit-score #castlecookemortgage #fico #homeloans #creditrepair
The social post is available in the Forge here.