Depending on who you talk to, HOAs (homeowner associations) are either a blessing or a curse. The difference of opinion on HOAs depends on several factors, including the individual personalities and preferences and the quality of the particular homeowners association. While rules and costs may vary, homeowners living within an HOA neighborhood generally must follow the regulations set in place, and in turn, are given certain amenities.

If you’re shopping for a new home, you’ve likely come across at least a few properties that are part of HOAs. In fact, some 26 million homes across the country are governed by them, according to the Community Associations Institute.  To learn more about HOAs, check out the Castle & Cooke Mortgage infographic below.


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