Grow Time
February 2023
Quick Links
Total Expert Updates | Homebot Agent Showcase
New Market News Social Posts | New Denied Clients Collateral | New Market Analysis Flyer | New Buy Now Refi Later Flyer
New Loan Roadmap Flyer | New Open House Flyers | New Videos | Featured Blog Social Posts | Holiday Social Posts
Marketing Mastermind Trainings | Homebot Trainings
The Armory | Branding, Video, Homebot Video, & Instagram Instructions
Latest Video Archive | Market Conditions Archive | Grow Time Archive
Total Expert Updates
We're excited to enter Month 2 of Total Expert! Be sure to reach out to your Marketing Team if you or your agents need any additional training. Otherwise, training emails will continue to be sent on a weekly basis.
This week will be our final week with The Forge (Surefire). Be sure to log in and download any and all agent logos and photos you may need to set these agents up in Total Expert. Markets in a Minute was a feature proprietary to Surefire. This past Friday (February 3rd) was the final posting or emailing for this. We will be unveiling a new newsletter subscription soon.
We are still in a holding pattern regarding loan data for contacts in Total Expert. Loan data for past contacts, and any new loans you originate will not appear in Total Expert for the time being. We will update you once a new developer is onboarded and begins the process.
Training recaps:
Total Expert: Foundations
- Password: !Kn^96jP
Total Expert: Creating Business Growth
- Password: =!T5Rj$g (be sure to include the equal sign)
Remember to access Total Expert, you need to go to http://expert.castlecooke.mortgage
Homebot Agent Showcase
The Homebot Agent Showcase will be on Wednesday, March 1st at 1pm MT. We as a company are severely behind in agent engagement compared to other companies who use Homebot. We need to catch up!
All loan officers are expected to invite at least five agents to the Showcase. There is an email in Total Expert which you can send to your agents. We recommend you invite all agents in TE for maximum exposure (the funnel method works)
Marketing will look at email performance on Monday, February 13th. If we find that invites were not sent, we will invite all agents in Total Expert on your behalf.
Check your email for more details!
New Content
New Market News Social Posts

Interest Rates Are Decreasing
Caption:
Mortgage Interest Rates have been decreasing since reaching their peak in early November 2022 (with small bumps here and there). And while we didn’t have a crystal ball into the future, we’ve been sharing our confidence in rates eventually coming down. Our question to you is: Are you ready to act fast? While we’re nowhere near close to 2020 numbers, we’re back below 7.00%. And when you combine some of our buydown or ARM offerings, this could be your year to find your first home, next home, or best home! #castlecookemortgage #realestate #mortgage #homeloan #interestrate #buydown

Interest Rates - What's Your Credit Card Rate?
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What’s your credit card rate? 16.99%? 23.99%? If you’re a homeowner, even with today’s high interest rates, they’re still a heck of a lot lower than credit card rates. If you have a lot of debt on high-interest credit cards, you might want to consider taking cash out of your home to consolidate debt and lower your monthly bills. Contact me today and I’ll send you a free monthly home equity report for a look at your home’s potential value, and we can go over all your cash-out options, whether it’s a refinance, or even a HELOC. #castlecookemortgage #realestate #mortgage #homeloan #creditcarddebt #heloc #cashout #refinance
Total Expert Tags: Interest Rates, Market Conditions, Grow Time February 2023
New Denied Clients Collateral
New Email: Agent Email - Denied Clients

Total Expert Tags: Agent Marketing, Relationship Building, Grow Time February 2023
Social Posts:

Second Opinion - Simply Need a Second Opinion? Contact Me!
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Real Estate Agents - does your client need a second opinion? If so, let me know and I'll be happy to help! #castlecookemortgage #homeloans #mortgages

Second Opinion - Has Your Client Been Turned Down?
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Realtors, are you struggling to get your client pre-qualified for a home? If so, I may be able to help! Our world-class support team has been able to save a number of transactions, and we may be able to potentially do the same with your client's transaction, depending on their situation. Reach out to me today! #castlecookemortgage #mortgage #homeloans

Second Opinion - Is Your Client Dealing With Lender Problems?
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Realtors - is your current lender not meeting your expectations? If that's the case, please don't hesitate to reach out! I'll always do my best to give your clients a streamlined home financing experience. Contact me today! #castlecookemortgage #homeloans #mortgages
Total Expert Tags: Agent Marketing, Relationship Building, Get a Second Opinion, Grow Time February 2023
New Market Analysis Flyer
New Buy Now, Refinance Later Flyer
New Loan Roadmap Flyer

Home Equity - Market Analysis
Total Expert Tags: Market Analysis, Market Conditions, Grow Time February 2023

Interest Rates - Date the Rate, Marry the House
Total Expert Tags: Buy Now Refinance Later, Interest Rates, Grow Time February 2023

Borrower Education - The Fast and Easy Path Home
Total Expert Tags: First Time Home Buyer, Education, Grow Time February 2023
New Open House Flyers
Co-Branded Listing Flyer



Total Expert Tags: Listing Flyer, Open House, Co Branded
New Videos
Get a HELOC/HELoan
Missile Mortgage Q & A
Caption:
Need cash out to fix up your home? Consolidate debt? Instead of refinancing, I can help you with a HELOC or HELoan. #castlecookemortgage #heloc #refi #debtconsolidation #cashout #realestate #mortgage
Download the video here to post on social media: https://vimeo.com/796362061
Caption:
I can't be certain but I heard through the grapevine that going with the other guys might give you an experience like this. ¯\_(ツ)_/¯ If you want to get your home loan started off on the right foot, contact me FIRST. #castlecookemortgage #homeloan #mortgage #realestate #prequalified
Download the video here to post on social media: https://vimeo.com/796687719
Housebot
Caption:
Ever wondered what your home's potential equity could be? Contact me today to find out! Even if your home loan is with another lender, I can help! #castlecookemortgage #homebot #homeequity #homevalue #heloc #cashout #mortgage #realestate
Download the video here to post on social media: https://vimeo.com/797107265
This Month's Featured Blog Posts
These featured blog social posts are available within Total Expert, or you can post them manually using our Instagram instructions.
Blog Post - Healthy Outdoor Activities For Families

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Need some motivation to get outside during the winter months? Read this article for some great ideas on how to have fun while it's cold: https://www.castlecookemortgage.com/blog/healthy-outdoor-activities-for-families #castlecookemortgage #winter #outdoorfun #health
Total Expert Tags: Blog Content, Just For Fun, Grow Time February 2023
Blog Post - Should These Red Flags Scare You Away?

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Scared of making the wrong move when buying a home? Here are some tips of things to consider: https://www.castlecookemortgage.com/blog/should-these-red-flags-scare-you-away
#castlecookemortgage #realestate #hometips #homeloan
Total Expert Tags: Blog Content, Homeowner Tips, Grow Time February 2023
Blog Post - How To Be In The Best Possible Buying Situation

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Want to be in the best possible buying situation before you find the home of your dreams? Read this article to learn how: https://www.castlecookemortgage.com/blog/how-to-be-in-the-best-possible-buying-position #castlecookemortgage #credit #homeloan #mortgage #realestate
Total Expert Tags: Blog Content, Homeowner Tips, Grow Time February 2023
Holiday Social Posts
Important Note: As we complete our transition into Total Expert, posts are no longer subscription based.
This means you will need to manually schedule every holiday post as you choose within Total Expert or post them manually using our Instagram instructions.
Feb. 9: National Pizza Day

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Grab a slice or two to celebrate National Pizza Day!
Total Expert Tags: Holiday, Just For Fun, Grow Time February 2023
If posting to Instagram, download this image here.
Feb. 14: Valentine's Day

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Celebrate the day of love by spending quality time with your significant other, loved ones, or even yourself! Happy Valentine's Day!
Total Expert Tags: Holiday, Just For Fun, Grow Time February 2023
If posting to Instagram, download this image here.
Feb. 17: Random Acts of Kindness Day
Feb. 20: President's Day


Caption:
It's that time of year again - Random Acts of Kindness Day! Spread a little kindness this weekend :)
Total Expert Tags: Holiday, Just For Fun, Grow Time February 2023
If posting to Instagram, download this image here.
Caption:
Happy President's Day from Castle & Cooke Mortgage!
Total Expert Tags: Holiday, Grow Time February 2023
If posting to Instagram, download this image here.
Marketing Mastermind and Homebot Trainings
Marketing Mastermind Trainings
- September Marketing Mastermind: Marketing to Real Estate Agents, Part 2: (Integrating CCM Mobile, aka Simple Nexus, with Mobility RE)
- August Marketing Mastermind: Marketing to Real Estate Agents, Part 1 (Finding agents in MMI, adding and updating agents in the Forge, creating listing collateral for agents)
- Bonus Training: Using Grow Time as Your Monthly Marketing Plan
Homebot Trainings
Sweet SWAG for your crew
The Armory is your one-stop shop for branded Castle & Cooke Mortgage gear. Swag is a great way to share the love at events and stay top of mind in your community. These items also make for great team prizes!
Check out some of our ready-to-ship items here, and feel free to browse the full catalog!



Instructions
Webpage branding instructions
To ensure that your info shows up on a landing page when you post, be sure to add your unique #firstname_lastname snippet at the end of the URL. For example, if Karl Smith were to link to the landing page below, his URL would be https://www.castlecookemortgage.com/customer-testimonial-lucia-home-loan#Karl_Smith.
Video Instructions
Total Expert does not support video content, but we have created a brand new video gallery in Vimeo for you to search through and find ones to post. Click here to access the Castle Commercials Showcase.
- Download the video to your computer (or smart phone) - DO NOT just paste the Vimeo link in Facebook!
- Go to Facebook/LinkedIn/Instagram and create a new post
- Copy and Paste the approved caption
- If there is a landing page, do NOT forget to change the URL so the page is branded to you!
- Upload the video to the same post you have open
- POST!
Homebot Video Instructions
NEW! Homebot has some amazing video functionality, and now you can create and share your own videos in the platform! We've created a library of videos that are good to add into your buyer module, or even send to people who are looking to sell their home and purchase a new one.
Click here to view our how-to guide and best practices, and don't forget to complete the required Self Service Video training in CCM Bridge.
Copy the following YouTube links to share the video within Homebot!
- Market Correction: https://youtu.be/rZoyRGoV0e4
- Let Your Dog Go In His Own Yard: https://youtu.be/Wc0nTM6zclw
- 20% Down Myth: https://youtube.com/shorts/1rYnfoljeG0?feature=share
- CCM:Mobile (Shop and apply from anywhere): https://youtu.be/uScOHqF36c8
- Humble Your Home Loan: https://youtu.be/3sxCjYiryAQ
- You Can't Say That: https://youtu.be/CyseP6ati2g
- Mighty Mike: https://youtu.be/M_WbDgMh1h8
- Pro's and Cons: https://youtu.be/OdPgGQLtFd4
- Market Headlines: https://youtu.be/nGJIt_ZLl3U
- Less Competition: https://youtube.com/shorts/ml5ii8lKecw
- 100% Interest: https://youtube.com/shorts/uHMCAwywADI
- Scary Rates: https://youtu.be/ZKUCbzTWIaw
Instagram posting instructions
Instagram is popular for loan originators company-wide, and we encourage you to use all the above assets on your own profile! Here's how:
- Right click on the image you want to use
- A menu will appear. Click Save Image as ...
- A new dialog box will pop up. Choose the filename and folder you prefer
- Open instagram.com in a browser and click the
button - Choose your photo and click Next in the top right corner of the dialog box, following instructions along the way
Note: You can find approved caption copy in the Forge (or next to each post above), or can write your own. We highly recommend using the following hashtags, and others as you see fit:
- #castlecookemortgage
- #homeloans
Instagram Carousel Instructions:
- First, save the images to your chosen device that you want to post on Instagram for the carousel.
- Click the
button within Instagram, then select the Post option from the list. - Once you've selected Post, images from your device will appear for selection. Directly above your images, press the select multiple icon next to the camera icon.
- You can select up to 10 images for your carousel. Select Next to continue once you've chosen your images.
- You'll be given optional editing and filtering options. Select Next again to continue to the next step.
- Add your caption and hashtags.
- After the above steps are completed, tap the Share button and you're done!
For additional assistance or to ensure your Instagram account is fully compliant, please reach out to marketing. Happy posting (and please follow us—we promise to follow back)!
Marketing Archive
Latest Video Archive
You can download any of these videos and more from our new Vimeo Showcase: https://vimeo.com/showcase/10102542
Seller Concessions
Homebot for Agents
Caption:
From covering closing costs to interest rate buydowns, sellers across the country are starting to offer concessions once again. What does this mean for you as a buyer? It means you don't need to wait for interest rates to drop! You can take advantage of many different seller concessions including interest rate buydowns! Click here to learn more about your options in this ever changing market: https://www.castlecookemortgage.com/seller-concessions#Firstname_Lastname
#castlecookemortgage #buyersmarket #sellersmarket #realestate #closingcosts #sellerconcessions #homeloans #mortgage
Download the video here to post on social media: https://vimeo.com/783028688
Instructions on how to post a video and brand the landing page with your information can be found here. Do NOT forget to change the landing page URL!
Did you know you can share this video in Homebot? Click here to learn more
Caption:
Exciting news for real estate agents! Castle & Cooke Mortgage has partnered with Homebot to provide monthly home equity insight to each of our borrowers, and we can now co-brand these reports with your information to share with your clients too! Contact me today to sign up #castlecookemortgage #homeloans #equity #realestate #heloc #cashout #homevalue
Download the video here to post on social media: https://vimeo.com/787632528
Homebot for Consumers
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Are you sitting on a hidden savings account? Contact me to find out. #castlecookemortgage #homeloans #homeequity #refinance #heloc #cashout
Download the video here to post on social media: https://vimeo.com/787632549
Market Correction
20% Down
Caption:
Louder for those in the back. You do NOT need to be scared of high interest rates. There's a lot to unpack about the state of the housing market today. Some of our top sales leaders gave some insight about what's going on in the market and why the sky isn't falling. Click here to learn more: https://www.castlecookemortgage.com/2022-market-conditions#Firstname_Lastname #castlecookemortgage #homeloan #mortgage #buyersmarket #sellersmarket #realestate
Download the video here to post on social media: https://vimeo.com/783027800
Instructions on how to post a video and brand the landing page with your information can be found here. Do NOT forget to change the landing page URL!
Did you know you can share this video in Homebot? Click here to learn more
Caption:
NO! You do not need 20% down to buy a home! There are lots of options out there for first time homebuyers, including some offering as little as zero percent down! #castlecookemortgage #downpayment #realestate #homeloan #mortgage #firsttimehomebuyer #zerodown
Download the video here to post on social media: https://vimeo.com/783027563
Instructions on how to post a video and brand the landing page with your information can be found here. Do NOT forget to change the landing page URL!
Did you know you can share this video in Homebot? Click here to learn more
Gift Funds - The Best Gift You Can Give
Gift Funds - Help Is Out There
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Whether it’s gift funds or a down payment or using your assets to qualify to purchase a second home, now’s the best time to help your children or grandchildren enjoy the benefits of homeownership. Read on to learn more how you can give the gift of homeownership: https://www.castlecookemortgage.com/gift-funds#Firstname_Lastname #castlecookemortgage #mortgage #homeloans #firsttimehomebuyers #giftfunds
Download the video here to post on social media: https://vimeo.com/783027638
Instructions on how to post a video and brand the landing page with your information can be found here. Do NOT forget to change the landing page URL!
Caption:
Not many first-time homebuyers realize they can be gifted funds to help with a down payment, closing costs, even an interest rate buy-down. Combined with programs for first-time homebuyers, the dream of homeownership is suddenly within reach. Click here to learn more: https://www.castlecookemortgage.com/gift-funds#Firstname_Lastname #castlecookemortgage #mortgage #homeloans #firsttimehomebuyers #giftfunds
Download the video here to post on social media: https://vimeo.com/783027695
Instructions on how to post a video and brand the landing page with your information can be found here. Do NOT forget to change the landing page URL!
CCM Mobile (Shop and Apply From Anywhere)
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Put the power of your home search in the palm of your hand with our CCM:Mobile app! With our app, you can search for a home, calculate estimates, and even apply for a home loan from virtually anywhere! Contact me for your exclusive download link #castlecookemortgage #mortgage #homeloan #fintech #realestate #homesearch #simplenexus #app
Download the video here to post on social media: https://vimeo.com/783025285
Instructions on how to post a video and brand the landing page with your information can be found here. Do NOT forget to change the landing page URL!
Did you know you can share this video in Homebot? Click here to learn more
Pros and Cons
Market Headlines
Caption:
Everyone's talking about high interest rates, but nobody is talking about the side-effects in the market that make now a great time to buy. Click here to learn how rising interest rates could actually benefit you in the long run: https://castlecookemortgage.com/high-rates-side-effects#Firstname_Lastname #castlecookemortgage #homeloan #mortgage #interestrates #buyersmarket #sellersmarket #realestate
Download the video here to post on social media: https://vimeo.com/783028332
Instructions on how to post a video and brand the landing page with your information can be found here. Do NOT forget to change the landing page URL!
Did you know you can share this video in Homebot? Click here to learn more
Caption:
There's a whole lot more to the story of the 2022 Housing Market beyond the headlines about high interest rates. Find out more here: https://www.castlecookemortgage.com/2022-market-conditions#Firstname_Lastname #castlecookemortgage #homeloan #mortgage #realestate #buyersmarket #sellersmarket
Download the video here to post on social media: https://vimeo.com/783028295
Instructions on how to post a video and brand the landing page with your information can be found here. Do NOT forget to change the landing page URL!
Did you know you can share this video in Homebot? Click here to learn more
Less Competition
Scary Rates
Caption:
If you think waiting out the market is going to be a good idea, you might be hurting yourself. High mortgage interest rates are causing homes to stay on the market longer and price reductions, which gives you more time to shop and less competition among other buyers. Don't be scared of high interest rates or play the waiting game. Find out more at https://www.castlecookemortgage.com/high-rates-side-effects#Firstname_Lastname #castlecookemortgage #buyersmarket #sellersmarket #interestrates #realestate #mortgage #homeloan
Download the video here to post on social media: https://vimeo.com/783027745
Instructions on how to post a video and brand the landing page with your information can be found here. Do NOT forget to change the landing page URL!
Did you know you can share this video in Homebot? Click here to learn more
Caption:
We've all seen the same news headlines. Rates are going up, we get it. But here's the deal: We are moving into a buyer’s market. This means competition is decreasing and more sellers are paying for closing costs. Take advantage, and get the home you want now at lower prices. Don't let high rates scare you - contact me today. https://www.castlecookemortgage.com/high-rates-side-effects#Firstname_Lastname #castlecookemortgage #homeloan #mortgage #interestrates #homeprices #buyersmarket #sellersmarket
Download the video here to post on social media: https://vimeo.com/783028536
Instructions on how to post a video and brand the landing page with your information can be found here. Do NOT forget to change the landing page URL!
Did you know you can share this video in Homebot? Click here to learn more
100% Interest
Caption:
High interest rates are only part of the story. Home prices are coming down in many markets across the country. Don’t be scared! Learn more here: https://www.castlecookemortgage.com/stop-renting#Firstname_Lastname #castlecookemortgage #mortgage #realestate #interestrates (Not all who apply will qualify.)
Download the video here to post on social media: https://vimeo.com/783027627
Instructions on how to post a video and brand the landing page with your information can be found here. Do NOT forget to change the landing page URL!
Did you know you can share this video in Homebot? Click here to learn more
Market Conditions Archive
Side Effects of High Interest Rates
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Side Effects of High Interest Rates (Instagram Carousel)

Caption:
Everyone's talking about high interest rates, but nobody is talking about the side-effects in the market that make now a great time to buy. Click here learn how rising interest rates could actually benefit you in the long run: https://castlecookemortgage.com/high-rates-side-effects#Firstname_Lastname #castlecookemortgage #homeloan #mortgage #interestrates #buyersmarket #sellersmarket #realestate
Total Expert Tags: Interest Rates, Market Conditions, Grow Time January 2023
Caption:
Everyone's talking about high interest rates, but nobody is talking about the side-effects in the market that make now a great time to buy. Scroll through these images to see why how rising interest rates could actually benefit you in the long run. #castlecookemortgage #homeloan #mortgage #interestrates #buyersmarket #sellersmarket #realestate
Download the zip file with all the images for the carousel here to post on Instagram. Instructions on how to post to Instagram can be found here.
Thinking of Selling Your Home?

Caption:
Just because the seller's market is over doesn't mean you're out of luck as a seller. If you're thinking of selling your home, chances are you're looking for a new one! If so, be sure to reach out today to get pre-qualified so you can have a number to shop with for your next home. https://www.castlecookemortgage.com/thinking-of-selling-your-home#Firstname_Lastname #castlecookemortgage #mortgage #homeloan #sellersmarket #realestate #prequalified
Total Expert Tags: Market Conditions, Grow Time January 2023
Sellers - Thinking of Selling Your Home? - Single Branded
or
Sellers - Thinking of Selling Your Home? - Co Branded

Total Expert Tags: Market Conditions, Grow Time January 2023
Date the Rate, Marry the House

Caption:
Have you been eyeing that one home that's on sale? Don't let the current housing market scare you away from owning your dream home; when you buy a house you can afford now, you could refinance in the future for potential cash out or a lower rate. #castlecookemortgage #mortgage #thekeytoyourcastle #buyahome #homeloans #ownahome #commit
Total Expert Tags: Buy Now Refinance Later, Market Conditions, Grow Time January 2023
Got the homeowner scaries?
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Caption:
The thought of buying a home may be intimidating, but can be worth it! As a Castle & Cooke Mortgage loan officer, I do everything I can to ensure my clients' homebuying experience is smooth, simple, and hassle-free. Contact me today to get started! #castlecookemortgage #mortgage #thekeytoyourcastle #buyahome #homeloans #weloveourclients #heretohelp
Total Expert Tags: Buy Now Refinance Later, Market Conditions, Grow Time January 2023
Do Your Future Self a Favor

Caption:
Have you ever put something off until the last minute? We've all been guilty of this. But when it comes to purchasing a home, it could be better to do it now rather than later in case rates and home prices go up, and you could potentially have more equity within the home the longer you own it. #castlecookemortgage #mortgage #thekeytoyourcastle #buyahome #refinance #doyourselfafavor #invest
Total Expert Tags: Buy Now Refinance Later, Market Conditions, Grow Time January 2023
Grow Time Archive
Watch this space
Your Marketing team is hard at work creating new videos, flyers, social posts, email campaigns, and more. When we have something new for the field, we'll update this section. Check back often!
New FHA Mortgage Insurance Premium Cut Collateral
FHA - Mortgage Insurance Premium Cut

Total Expert Tags: FHA, First Time Home Buyer, Grow Time February 2023
FHA Mortgage Insurance Premium Cut - Client Email

Total Expert Tags: FHA, First Time Home Buyer, Grow Time February 2023
FHA - Mortgage Insurance Premium Cut #1
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Caption:
FINALLY! The rumors are true! Mortgage insurance premiums for FHA Home Loans have been cut! This could open the path to homeownership for even more Americans looking to buy, especially first time homebuyers! #castlecookemortgage #fha #mortgageinsurance #homeloan #mortgage #realestate #firsttimehomebuyer
Total Expert Tags: FHA, First Time Home Buyer, Grow Time February 2023
FHA - Mortgage Insurance Premium Cut #2
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Caption:
The wait is over! FHA has cut mortgage insurance premiums! This is a huge deal that can help even more homebuyers afford the ultimate American dream #castlecookemortgage #fha #mortgageinsurance #homeloan #mortgage #realestate #firsttimehomebuyer
Total Expert Tags: FHA, First Time Home Buyer, Grow Time February 2023
New VA Home Loan Funding Fee Cut Collateral
VA - Home Loan Funding Fee Cut

Caption:
The funding fee percentage for VA Home Loans has just been lowered! This opens up even more opportunities for our nation’s heroes to afford a new home. Under the new percentages, you could potentially save .3% on your funding fee – that’s $2250 in savings on a $750,000 loan! Contact me for more information. #castlecookemortgage #valoan #va #veteran #military #homeloan #mortgage #realestate
Total Expert Tags: VA, Veterans, Grow Time February 2023
VA Funding Fee 2023 Update

Total Expert Tags: VA, Veterans, Grow Time February 2023
New SimpliFi Collateral
Video - SimpliFi
Caption:
Don't let today's interest rates hold you back! Introducing SimpliFi - a simpler way to purchase a new home or refi yours today, and then if you refinance within the next three years, you won't pay any lender or administration fees. Check out the link to learn more about SimpliFi! https://www.castlecookemortgage.com/simplifi#Firstname_Lastname #castlecookemortgage #simplifi #simplifiyourlife #homeloans #refinance
Download the video here to post on social media: https://vimeo.com/800932045
Instructions on how to post a video and brand the landing page with your information can be found here. Do NOT forget to change the landing page URL!
Did you know you can share this video in Homebot? Click here to learn more
Flyer - SimpliFi

Total Expert Tags: SimpliFi, Buy Now Refinance Later, Grow Time February 2023
Flyer - SimpliFi - First Time Home Buyer

Total Expert Tags: SimpliFi, Buy Now Refinance Later, Grow Time February 2023
SimpliFi Program #1
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Caption:
Are today's interest rates holding you back from buying a home of your own? We're thrilled to announce SimpliFi - a simpler way to refinance your new home without the lender & administration fees. This promotion is active for 36 months after you purchase your new home, giving you time & flexibility to refinance when it's right for you. Check out the link to learn more about SimpliFi! https://www.castlecookemortgage.com/simplifi #castlecookemortgage #simplifi #simplifiyourlife #homeloans #refinance
Total Expert Tags: SimpliFi, Buy Now Refinance Later, Grow Time February 2023
Don't forget to edit the landing page within Total Expert before you post! Click here for instructions.
SimpliFi Program #2
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Caption:
Life can be complex, but your home financing doesn't have to be! Our brand-new SimpliFi promotion allows our borrowers to refinance their new home - without the lender or administrative fees! This is active for 36 months after your closing date, giving you time & flexibility to refinance when it's right for you. Now that's a simpler way to refi - it's Simplifi! Check out the link to learn more: https://www.castlecookemortgage.com/simplifi #castlecookemortgage #simplifi #simplifiyourlife #homeloans #refinance
Total Expert Tags: SimpliFi, Buy Now Refinance Later, Grow Time February 2023
Don't forget to edit the landing page within Total Expert before you post! Click here for instructions.
SimpliFi - Agents Email

Total Expert Tags: SimpliFi, Buy Now Refinance Later, Grow Time February 2023
SimpliFi - Clients Email

Total Expert Tags: SimpliFi, Buy Now Refinance Later, Grow Time February 2023
New Debt Consolidation Flyer
Debt Consolidation - Credit Card Debt
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Total Expert Tags: Debt Consolidation, Wealth Management, Grow Time February 2023
New Utah Housing Collateral
Email: 2023 Utah Housing Changes - Agents
Total Expert Tags: Utah Housing, Agent Marketing, Grow Time February 2023
Utah Housing - New Credit Score and DTI Requirements

Caption:
UTAH RESIDENTS! There are big big BIG changes to Utah Housing Loans! If you’ve been denied in the past due to credit or debt to income (DTI), recent changes to the Utah Housing Corporation may open up more opportunities for you to get a home loan with down payment assistance. Credit score requirements have been lowered while DTI ratios have increased! This could be your chance to get into a home. Call me today to get pre-qualified!
Total Expert Tags: DTI, Utah Content, Grow Time February 2023
Utah Housing - More Down Payment Assistance Options

Caption:
BREAKING NEWS! Utah Housing Corporation has announced major changes to their down payment assistance programs. With lower credit score requirements and higher DTI ratios, plus increased down payment assistance amounts, and a lower rate for a second mortgage (and also capped at 8%), this opens up opportunities for many more Utah residents to realize their American Dream! Contact me today to get started!
Total Expert Tags: Down Payment Assistance, Utah Content, Grow Time February 2023
New CCM Stats Collateral
Homebot Training For Agents
CCM Stats - From Starter Home to Dream Home
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Caption:
18 years ago we set out to help families, strengthen communities, and improve the lives of the people who work here. We wanted to turn the mortgage industry on its head, do things a little differently—and a whole lot better. We put the customer experience right where it belongs: at the center of everything we do. #castlecookemortgage #mortgage #homeloan #realestate #housing
Total Expert Tags: Relationship Building, Infographic, Grow Time February 2023
If your agents need help with using Homebot, their Agent Relationship Manager has created an amazing landing page and hosts regular trainings for agents! Please share this link to your agents so they can start using Homebot: https://info.homebot.ai/erinjohnson