1) Pre-schedule all your posts NOW. Click here to jump down to our social calendar. (Please note, we are monitoring a very hard to find bug in Total Expert that sometime's posts all scheduled posts instantly instead of on their scheduled date. Watch your TE very carefully as you pre-schedule and if this happens, be sure to notify Marketing ASAP.

2) Log into Total Expert and send the "Non-QM Mortgage Loan Email" to your agents (anyone in the Buyers Agent, Misc Agent, Sellers Agent, or any of your own custom agent groups).

3) Go through your lead database. Are any of them eligible for ITIN? Or looking at Jumbo Homes? Or Self Employed? Put these folks into groups and send the corresponding emails.

If you don't, reach out to one (or several) of your agent partners and ask if they have any. Tell them you'll co-brand the email with them.

If you are a newbie without any leads, talk to your branch manager and ask for some. Contact agents together!

4) Pick and choose at least two flyers to download and print from Total Expert. All branch managers should have an account with Office Depot/Office Max for printing. Or you can email the Marketing Team for our wholesale printing options. Print 100 copies of each flyer.

Choose from one of the two options: Visit four real estate offices and deliver 25 copies of each flyer (50 total). Or visit two real estate offices and leave 50 copies of each flyer (100 total). Deliver them with donuts (or chips and salsa) and a smile! Don't forget to leave some business cards (contact Marketing if you ran out).

4A-Optional) Pick at least one postcard for either an EDDM (Every Door Direct Mailing) OR a targeted mailing to a list of addresses. If you are in a branch with multiple LOs, coordinate together so we don't send the same card to the same routes. Schedule a call with the Marketing Team so we can help you with route selection, and organize everything on your behalf. Mailings can be expensive and results vary. Don't feel obligated to do this step.

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Do you need a new home but don't want to sell your current one and lose that ultra low interest rate? A lot of homeowners are in the same boat, and more of them are deciding to not sell. But if you need a bigger home, consider keeping your current home (and that low rate), and turning it into an investment property. It will help our current housing inventory shortage and could help you build wealth through real estate. Click here for more details: https://www.castlecookemortgage.com/investment-opportunities #castlecookemortgage #mortgage #homeloan #realestate #investor #investmentproperty

Total Expert Tags: Borrower, Education, Housing Inventory, Housing Market, Investor, Investors, Purchase, Refinance, Grow Time December 2023

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Ever wondered about Non QM mortgage loans? These are loans that don't fit the traditional "Qualified Mortgage" criteria, offering flexibility for those with unique financial situations. Non QM loans consider factors beyond standard metrics, making them ideal for self-employed individuals, those with irregular income, or credit challenges. Contact me today to see if a Non QM is right for you. #castlecookemortgage #homeloans #mortgage #realestate #nonqm

Total Expert Tags: Non-QM, Self-Employed Borrowers, Grow Time December 2023

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Don't let traditional debt-to-income (DTI) requirements hold you back from becoming a landlord! Change Wholesale enables investors to skip the DTI requirements and qualify based on the property's rental income cash flow.

Income documentation is not required and debt-to-income is not calculated. The potential to have that second stream of income is possible; contact me for more details!

Total Expert Tags: Borrower, Change Wholesale, Education, Investor, Investors, Loan Products, Loan Program, Purchase, Grow Time December 2023

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Here’s a great option for borrowers worried about a mortgage payment! A Graduated Payment Mortgage starts you off initially with a lowered monthly payment, with a 5% increase occurring each year. This unique option helps you step into your mortgage payments. Credit score requirements are a minimum of 660 or better. Debt-to-income requirements are 50% or lower. Plus, loan limits can go as high as $3 million. To find out more details and if you qualify, contact me today! #castlecookemortgage #mortgage #homeloan #realestate #monthlypayment #mortgagepayment #graduatedpayments

Total Expert Tags: Graduated Payment, NewFi, Grow Time December 2023

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If you’re serious about your finances, you know how important it is to have multiple streams of recurring revenue. In this market, I highly recommend considering an investment property. We have loans available for short-term and long-term rentals, and new qualifying standards make it easier than ever! Contact me today for a portfolio review! Or visit https://www.castlecookemortgage.com/blog/new-investor-loans-from-castle-cooke-mortgage to learn more #castlecookemortgage #investorloans #investmentproperty #dscr

Total Expert Tags: Non-QM, Venture, Grow Time December 2023